I agree with your point, but I'm not sure if maya's tuition "problem" is necessarily the main reason why she's annoying. Quinn has been having money problems since the beginning as well, yet she's cool nonetheless.All Maya cares about is that fucking tuition, are you not bored of her saying this? I was tired of it in episode 1, but it continues, on and on and on and on again.
I think Maya's problem is that there's nothing like about her, it's that simple. I've no clue what's there to appreciate about her character.
For all it's worth maya is a great representation of an awkward college girl, I can't deny that.